Thank you for your interest in Aivon’s O/A (Open Account) payment terms. This page provides clear, detailed information on eligibility requirements, the application process, approval procedures, credit limit determination, and important rules, based on our official standards. Our goal is to support qualified long-term partners with flexible post-shipment payment while maintaining responsible risk control.
What is O/A Payment?
O/A (Open Account) payment allows verified business customers to receive their orders first and settle payment within an agreed credit period after shipment. The standard term is Net 30 days from the shipment date. This option helps improve your cash flow and supports ongoing collaboration with Aivon.
Main Terms
- Credit Period: Default 30 days from shipment date. Requests for longer periods (e.g., up to 60 days) may be considered with justification.
- Service Fee: 3%–4% comprehensive service fee (rate depends on customer tier and credit profile).
- Repayment Methods: Bank wire transfer, credit card, PayPal, and other supported methods.
- Consequences of Late Payment: Late payment will negatively affect your credit standing with Aivon, may result in reduced credit limits or suspension of O/A privileges, and may be reported to relevant credit insurers. We strongly encourage timely repayment to maintain a strong partnership record.
Eligibility Requirements (Qualification Standards)
To apply for O/A payment, your company must meet all of the following requirements:
1. Subject Qualification
- Your company must be a legally registered and operating entity that has successfully completed Aivon’s business verification process.
- Recent activity: Your most recent order on the Aivon platform must be no more than 3 months before the application date.
2. Transaction Record Requirements (meet at least one of the following)
- Cumulative order value on the Aivon platform exceeds USD 2,000.
- You can provide records of stable procurement for 3 consecutive months.
3. Credit and Compliance Review
- Good credit standing: No major commercial default records and no bankruptcy or liquidation records.
- Compliance: Neither your company nor its actual controllers are listed on international sanctions lists (e.g., U.S. OFAC or equivalent).
- Geographic restrictions: O/A service is not available to companies registered in or primarily operating/shipping to the following high-risk or restricted countries and regions: Cuba, Iran, Sudan, South Sudan, Libya, Yemen, Syria, Afghanistan, Iraq, Somalia, Burundi, Chad, Comoros, Democratic Republic of the Congo, Eritrea, Guinea-Bissau, Liberia, Rwanda, Sierra Leone, Zimbabwe, Palestinian territories, North Korea, Venezuela, Angola, Central African Republic, Côte d’Ivoire, and any other countries/regions subject to international sanctions or compliance restrictions.
4. Fees and Agreement
- You must accept the 3%–4% comprehensive service fee.
- You must sign (and affix company seal where required) the O/A Service Contract online and upload complete business qualification documents.
If you do not currently meet all criteria, we welcome you to continue placing orders using other payment methods. Many customers successfully qualify after building sufficient transaction history and recent activity.
Step-by-Step Application Process
- Log in to your Aivon account.
- Navigate to My Account → My O/A Process.
- Click Apply Now.
- Carefully read the O/A service explanation, which covers the service fee (3%–4%), default 30-day credit period from shipment, repayment methods, consequences of late payment, and document requirements.
- Complete the application form with accurate company information (Company Name, Address, Country/Region, Contact Number, Fax, Office Address, etc.).
- If your company has not yet completed business verification, you will be guided to complete it before or during the application.
- Submit your application.
After submission, our system automatically performs a pre-screening against the eligibility criteria.
Review and Approval Process
- System Pre-Screening: The system checks your qualifications automatically. If it passes, the application proceeds to manual review and you will receive a notification.
- Manual Review: Our sales and credit assessment team reviews the application, verifies business legitimacy and authenticity, and evaluates risk. We may contact you if additional information or clarification is needed.
- Timeline: We aim to complete the entire review process within 5 business days. You can check the real-time status in your My O/A Process section at any time.
- Outcome Notification: You will be notified via email and platform message. If approved, you will see your approved credit limit, applicable service fee rate, and next steps.
- Contract Upload & Activation: After approval, you must review, sign (with company seal if required), and upload the O/A Service Contract together with any supporting documents through the platform. Our team will verify the documents before activating your O/A account.
Important on Application Outcomes: If your application does not pass pre-screening or manual review, we will provide specific, actionable feedback and improvement suggestions (for example: “Your cumulative order value is currently below USD 2,000. You may continue ordering to reach the threshold and reapply” or “Please ensure you have placed an order within the last 3 months”). We never simply state “application rejected” — our goal is to help you succeed in future applications.
How Credit Limits Are Determined
Approved O/A credit limits are determined individually through a comprehensive evaluation that considers your platform transaction history, order volume and frequency, payment reliability, business scale, and other relevant factors.
Key Principles:
- Initial credit limits are set conservatively to establish mutual trust.
- For first-time approvals, the limit generally does not exceed twice your average monthly purchase amount over the past 6 months (with an upper cap of USD 30,000).
- For applications requesting more than USD 30,000: Additional credit assessment through China Export & Credit Insurance Corporation (Sinosure / 中信保) is required. The final approved limit will not exceed the amount approved by Sinosure.
As you demonstrate consistent on-time payments and growing business with Aivon, you may request credit limit increases through your account manager or by submitting a new application.
Important Additional Rules
- All information submitted must be true, accurate, and complete. Any misrepresentation may result in rejection or termination of O/A privileges.
- O/A limits and status are subject to ongoing monitoring. Positive payment behavior supports limit maintenance or increases; issues may lead to temporary holds or reductions.
- We strictly comply with international trade compliance and sanctions regulations.
- Approval of an O/A application does not guarantee future approvals or automatic limit increases — each request is evaluated on its own merits.
- O/A is a privilege reserved for reliable, long-term partners who value timely settlement and mutual trust.
Need Assistance?
If you have questions about your application status, need help preparing documents, or want to discuss your eligibility, please:
- Check status directly in My Account → My O/A Process
- Contact our customer support team via the Help section or live chat
- Reach out to your dedicated account manager
We are committed to processing every application fairly, transparently, and efficiently, and we look forward to supporting your PCB projects with flexible payment solutions.
Ready to apply? Return to the O/A Payment Application Form and click Apply Now.
